Insurance Services for Orlando Families
We offer four comprehensive insurance solutions to match every need and budget. All backed by 20+ top-rated carriers and a licensed local agent.
Four Ways to Protect Your Family
Each service solves a different problem. Here's how to know which one fits your situation.
Final Expense Insurance
Covers the $7,000–$12,000 funeral cost so your family doesn't have to choose between honoring your wishes and paying for it. No medical exam. Level premiums locked for life.
See how it works →Burial Insurance
Same coverage as final expense — just a different name. If you've searched "burial insurance," you'll find the same policies, same rates. We'll match you with the right one regardless of what you call it.
Learn more →Guaranteed Issue
Too many health concerns? Rejected by other carriers? Guaranteed issue requires zero health questions. Approval is guaranteed for ages 50–85. Accidental death covered from day one.
Learn more →No Medical Exam
Want full benefits from day one but prefer not to visit a doctor? Just a few health questions on a phone call. Coverage from $5,000–$50,000 with growing cash value.
Learn more →Every Orlando Family Faces This Decision
Cost without insurance
The average Florida funeral runs $7,000–$12,000. Add a cemetery plot, headstone, and flowers — and many families face $15,000+. That's money pulled from savings or debt.
Health questions needed
With our final expense and burial insurance options, most policies require no medical exam at all. Just a phone call, a few simple questions, and coverage starts.
Benefit payout time
When you need it most, speed matters. Most carriers pay the death benefit within 24–48 hours of a claim. Your family gets the money when the funeral home needs it.
Pick Based on Your Situation
We lay out the decision simply. If you recognize yourself in one of these, the choice is clear.
"I just want it handled. No fuss."
Choose Final Expense or Burial Insurance. No medical exam, no doctor visits. Just a quick phone call, and you're covered. Premiums start around $10/month for $10,000 in coverage. Most people in this category pick one of these and move on with their life.
Get a Quote"I have health issues. Will I qualify?"
Choose Guaranteed Issue. No health questions at all. Period. If you're 50–85, you're approved. The only trade-off is a 2-year waiting period if you pass from natural causes — but accidental death is covered immediately. It's the easiest path to coverage, period.
Learn About Guaranteed Issue"I want full benefits but can't afford a doctor visit."
Choose No Medical Exam. A few health questions over the phone, full death benefit from day one, and cash value that grows over time. Coverage ranges from $5,000 to $50,000. You get everything final expense offers — just without the hassle.
See No Medical Exam OptionsOne Agent, 20+ Carriers, Your Best Rate
We don't just sell one policy — we shop the entire market for you.
20+ Top-Rated Carriers
We compare rates from A-rated insurance companies to find you the lowest premium for the coverage you need.
Local Orlando Agent
Based in Central Florida. We know our community and we're here when you need us — not some call center overseas.
No Pressure, No Obligation
Honest guidance every time. We'll tell you if a policy is right for you — or if you should wait. No high-pressure tactics.