:root {
  /* Amber Hearth — warm amber primary, muted teal secondary */
  --amber-50: #fef7f0;
  --amber-100: #fdebd6;
  --amber-200: #f9d5b0;
  --amber-300: #f4b882;
  --amber-400: #ed9652;
  --amber-500: #d87943;  /* primary */
  --amber-600: #c46a35;
  --amber-700: #a8572d;
  --amber-800: #8a4728;
  --amber-900: #713b24;

  /* Teal secondary */
  --teal-50: #f2f7f7;
  --teal-100: #dce8e8;
  --teal-200: #b9d3d3;
  --teal-300: #8fb9b9;
  --teal-400: #527575;  /* secondary */
  --teal-500: #3f5a5a;
  --teal-600: #2e4242;
  --teal-700: #1f2e2e;
  --teal-800: #141f20;
  --teal-900: #0b1314;

  /* Neutrals */
  --slate-50: #fafafa;
  --slate-100: #f3f4f6;
  --slate-200: #e5e7eb;
  --slate-300: #d1d5db;
  --slate-400: #9ca3af;
  --slate-500: #6b7280;
  --slate-600: #4b5563;
  --slate-700: #374151;
  --slate-800: #1f2937;
  --slate-900: #111827;

  /* State colors */
  --red-500: #ef4444;
  --green-500: #22c55e;
  --yellow-400: #facc15;

  /* Spacing & layout */
  --max-width: 1200px;
  --header-height: 72px;

  /* Typography */
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-serif: 'Georgia', 'Times New Roman', serif;
}

/* ── Reset ─────────────────────────────────────────────────────────────── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-sans);
  color: var(--slate-800);
  background: var(--slate-50);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--amber-600); text-decoration: none; }
a:hover { text-decoration: underline; }
strong { font-weight: 600; }

/* ── Skip link ─────────────────────────────────────────────────────────── */
.skip-link {
  position: absolute;
  top: -40px;
  left: 16px;
  background: var(--amber-500);
  color: white;
  padding: 8px 16px;
  border-radius: 4px;
  z-index: 10000;
  font-size: 14px;
  font-weight: 500;
  transition: top 0.2s;
}
.skip-link:focus {
  top: 8px;
  text-decoration: none;
}

/* ── Header ────────────────────────────────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: white;
  border-bottom: 1px solid var(--slate-200);
  height: var(--header-height);
  display: flex;
  align-items: center;
  box-shadow: 0 1px 3px rgba(0,0,0,0.05);
}

.header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.header-brand {
  font-size: 18px;
  font-weight: 700;
  color: var(--slate-800);
  text-decoration: none;
}
.header-brand span {
  color: var(--amber-500);
}

.desktop-nav {
  display: none;
  align-items: center;
  gap: 32px;
  list-style: none;
  margin: 0;
  padding: 0;
}

@media (min-width: 1024px) {
  .desktop-nav { display: flex; }
  .mobile-menu-btn { display: none; }
}

/* ── Dropdown menus ──────────────────────────────────────────────────── */
.nav-dropdown {
  position: relative;
}

.nav-dropdown > a::after {
  content: '▾';
  margin-left: 4px;
  font-size: 11px;
  opacity: 0.5;
}

.nav-dropdown .dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 10px;
  padding: 8px 0;
  min-width: 220px;
  box-shadow: 0 12px 40px rgba(0,0,0,0.12);
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s;
  z-index: 100;
  list-style: none;
  margin: 0;
}

.nav-dropdown .dropdown-menu li a {
  display: block;
  padding: 10px 20px;
  font-size: 14px;
  color: var(--slate-600);
  text-decoration: none;
  transition: background 0.15s, color 0.15s;
  border-radius: 0;
}

.nav-dropdown .dropdown-menu li a:hover {
  background: var(--amber-50);
  color: var(--amber-600);
  text-decoration: none;
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

/* ── Mobile menu button ────────────────────────────────────────────────── */

.header-cta {
  background: var(--amber-500);
  color: white !important;
  padding: 10px 20px;
  border-radius: 6px;
  font-weight: 600;
  font-size: 14px;
  text-decoration: none !important;
  transition: background 0.15s;
}
.header-cta:hover {
  background: var(--amber-600);
}

/* ── Mobile menu button ────────────────────────────────────────────────── */
.mobile-menu-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  background: none;
  border: none;
  cursor: pointer;
  z-index: 10000;
  position: relative;
  color: var(--slate-800);
  padding: 0;
}
.mobile-menu-btn svg {
  width: 24px;
  height: 24px;
}
@media (min-width: 1024px) {
  .mobile-menu-btn { display: none; }
}

/* ── Mobile nav (slide-in) ─────────────────────────────────────────────── */
.mobile-nav-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 9998;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}
.mobile-nav-backdrop.open {
  opacity: 1;
  visibility: visible;
}

.mobile-nav {
  position: fixed;
  top: 0;
  right: 0;
  width: 300px;
  max-width: 85vw;
  height: 100vh;
  height: 100dvh;
  background: white;
  z-index: 9999;
  transform: translateX(100%);
  transition: transform 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  overflow-y: auto;
  box-shadow: -4px 0 20px rgba(0,0,0,0.1);
}
.mobile-nav.open {
  transform: translateX(0);
}

.mobile-nav-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  border-bottom: 1px solid var(--slate-200);
}

.mobile-nav-close {
  width: 40px;
  height: 40px;
  background: none;
  border: none;
  cursor: pointer;
  color: var(--slate-600);
  display: flex;
  align-items: center;
  justify-content: center;
}
.mobile-nav-close svg {
  width: 24px;
  height: 24px;
}

.mobile-nav-content {
  padding: 16px 20px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.mobile-nav-content a {
  display: block;
  padding: 12px 16px;
  font-size: 16px;
  font-weight: 500;
  color: var(--slate-700);
  border-radius: 8px;
  transition: background 0.15s, color 0.15s;
  text-decoration: none;
}
.mobile-nav-content a:hover {
  background: var(--slate-100);
  color: var(--amber-500);
  text-decoration: none;
}
.mobile-nav-content .mobile-cta {
  margin-top: 12px;
  background: var(--amber-500);
  color: white;
  text-align: center;
  font-weight: 600;
  border-radius: 8px;
}
.mobile-nav-content .mobile-cta:hover {
  background: var(--amber-600);
}

body.menu-open {
  overflow: hidden;
  position: fixed;
  width: 100%;
}

/* ── Mobile dropdowns ────────────────────────────────────────────────── */
.mobile-nav-content a[aria-expanded="false"],
.mobile-nav-content a[aria-expanded="true"] {
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.mobile-dropdown-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
  padding-left: 16px;
}

.mobile-dropdown-content.open {
  max-height: 300px;
}

.mobile-dropdown-content a {
  font-size: 15px !important;
  padding-left: 32px !important;
  color: var(--slate-500) !important;
}

@media (min-width: 1024px) {
  .desktop-nav { display: flex; }
}

/* ── Footer ────────────────────────────────────────────────────────────── */
.site-footer {
  background: var(--slate-900);
  color: var(--slate-400);
  padding: 60px 24px 30px;
}

.footer-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
}

@media (min-width: 768px) {
  .footer-inner {
    grid-template-columns: 2fr 1fr 1fr 1fr;
  }
}

.footer-brand h3 {
  color: white;
  font-size: 20px;
  margin-bottom: 12px;
}
.footer-brand h3 span {
  color: var(--amber-400);
}
.footer-brand p {
  font-size: 14px;
  line-height: 1.7;
  max-width: 320px;
}

.footer-col h4 {
  color: white;
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 16px;
}
.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-col a {
  color: var(--slate-400);
  font-size: 14px;
  text-decoration: none;
  transition: color 0.15s;
}
.footer-col a:hover {
  color: var(--amber-400);
  text-decoration: none;
}

.footer-bottom {
  max-width: var(--max-width);
  margin: 40px auto 0;
  padding-top: 24px;
  border-top: 1px solid var(--slate-700);
  text-align: center;
  font-size: 13px;
}

/* ── Hero sections ─────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--teal-800) 0%, var(--teal-900) 100%);
  color: white;
  padding: 80px 24px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(216,121,67,0.15) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner {
  max-width: 800px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.hero-label {
  display: inline-block;
  background: rgba(216,121,67,0.2);
  color: var(--amber-300);
  padding: 6px 16px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 20px;
}

.hero h1 {
  font-size: 36px;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 16px;
}

@media (min-width: 768px) {
  .hero { padding: 100px 24px; }
  .hero h1 { font-size: 48px; }
}

@media (min-width: 1024px) {
  .hero h1 { font-size: 56px; }
}

.hero-sub {
  font-size: 18px;
  color: var(--slate-300);
  margin-bottom: 32px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
}

/* ── Buttons ───────────────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 28px;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none !important;
  border: none;
  cursor: pointer;
  transition: all 0.15s;
}
.btn-primary {
  background: var(--amber-500);
  color: white !important;
}
.btn-primary:hover {
  background: var(--amber-600);
  text-decoration: none !important;
}
.btn-outline {
  background: transparent;
  color: white;
  border: 2px solid rgba(255,255,255,0.3);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.5);
  text-decoration: none !important;
}
.btn-dark {
  background: var(--slate-800);
  color: white !important;
}
.btn-dark:hover {
  background: var(--slate-700);
}

/* ── Section ───────────────────────────────────────────────────────────── */
.section {
  padding: 60px 24px;
}
.section-alt {
  background: white;
}

.section-inner {
  max-width: var(--max-width);
  margin: 0 auto;
}

.section-label {
  display: inline-block;
  color: var(--amber-500);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}

.section h2 {
  font-size: 32px;
  font-weight: 800;
  color: var(--slate-800);
  margin-bottom: 16px;
  line-height: 1.2;
}
.section h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 12px;
}

.section-sub {
  font-size: 17px;
  color: var(--slate-500);
  max-width: 640px;
  margin-bottom: 40px;
}

@media (min-width: 768px) {
  .section { padding: 80px 24px; }
  .section h2 { font-size: 40px; }
}

/* ── Trust badges ──────────────────────────────────────────────────────── */
.trust-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: center;
  padding: 24px;
  background: white;
  border-bottom: 1px solid var(--slate-200);
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 600;
  color: var(--slate-600);
}

.trust-badge .badge-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--amber-100);
  color: var(--amber-600);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
}

/* ── Card grid ─────────────────────────────────────────────────────────── */
.card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 640px) {
  .card-grid-2 { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 768px) {
  .card-grid-3 { grid-template-columns: repeat(3, 1fr); }
}

.card {
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 12px;
  padding: 32px 28px;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.card:hover {
  border-color: var(--amber-300);
  box-shadow: 0 4px 20px rgba(216,121,67,0.08);
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--amber-50);
  color: var(--amber-600);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 20px;
}

.card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 8px;
}

.card p {
  font-size: 15px;
  color: var(--slate-500);
  line-height: 1.6;
}

/* ── Two-column layout ─────────────────────────────────────────────────── */
.two-col {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}

@media (min-width: 768px) {
  .two-col { grid-template-columns: 1fr 1fr; gap: 60px; }
}

.two-col-reverse {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}

@media (min-width: 768px) {
  .two-col-reverse {
    grid-template-columns: 1fr 1fr;
    gap: 60px;
  }
  .two-col-reverse > *:first-child { order: 2; }
  .two-col-reverse > *:last-child { order: 1; }
}

/* ── Stats ─────────────────────────────────────────────────────────────── */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

@media (min-width: 768px) {
  .stats-grid { grid-template-columns: repeat(4, 1fr); }
}

.stat-card {
  text-align: center;
  padding: 24px 16px;
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 12px;
}

.stat-number {
  font-size: 36px;
  font-weight: 800;
  color: var(--amber-500);
  line-height: 1;
  margin-bottom: 8px;
}

.stat-label {
  font-size: 14px;
  color: var(--slate-500);
  font-weight: 500;
}

/* ── Age-range policy cards ────────────────────────────────────────────── */
.policy-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 768px) {
  .policy-cards { grid-template-columns: repeat(3, 1fr); }
}

.policy-card {
  background: white;
  border: 2px solid var(--slate-200);
  border-radius: 16px;
  padding: 32px 24px;
  text-align: center;
  transition: border-color 0.2s;
}
.policy-card:hover {
  border-color: var(--amber-400);
}
.policy-card.featured {
  border-color: var(--amber-500);
  position: relative;
}
.policy-card.featured::before {
  content: 'Most Popular';
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--amber-500);
  color: white;
  padding: 4px 16px;
  border-radius: 12px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
}

.policy-age {
  display: inline-block;
  background: var(--teal-100);
  color: var(--teal-600);
  padding: 4px 12px;
  border-radius: 12px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 16px;
}

.policy-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 12px;
}

.policy-card p {
  font-size: 15px;
  color: var(--slate-500);
  margin-bottom: 20px;
}

.policy-card ul {
  list-style: none;
  text-align: left;
  margin-bottom: 24px;
}
.policy-card ul li {
  padding: 8px 0;
  font-size: 14px;
  color: var(--slate-600);
  border-bottom: 1px solid var(--slate-100);
  display: flex;
  align-items: flex-start;
  gap: 8px;
}
.policy-card ul li::before {
  content: '✓';
  color: var(--green-500);
  font-weight: 700;
  flex-shrink: 0;
}

/* ── Testimonial ───────────────────────────────────────────────────────── */
.testimonial-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 768px) {
  .testimonial-grid { grid-template-columns: repeat(3, 1fr); }
}

.testimonial {
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 12px;
  padding: 28px;
}

.testimonial-stars {
  color: var(--yellow-400);
  font-size: 16px;
  margin-bottom: 12px;
  letter-spacing: 2px;
}

.testimonial p {
  font-size: 15px;
  color: var(--slate-600);
  line-height: 1.7;
  margin-bottom: 16px;
  font-style: italic;
}

.testimonial-author {
  font-size: 14px;
  font-weight: 600;
  color: var(--slate-700);
}

.testimonial-location {
  font-size: 13px;
  color: var(--slate-400);
}

/* ── Process steps ─────────────────────────────────────────────────────── */
.steps {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

@media (min-width: 768px) {
  .steps { grid-template-columns: repeat(4, 1fr); }
}

.step {
  text-align: center;
  padding: 24px 16px;
}

.step-number {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--amber-500);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 700;
  margin: 0 auto 16px;
}

.step h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 8px;
}

.step p {
  font-size: 14px;
  color: var(--slate-500);
}

/* ── Content page styling ──────────────────────────────────────────────── */
.content-page {
  max-width: 800px;
  margin: 0 auto;
  padding: 40px 24px;
}

.content-page h1 {
  font-size: 36px;
  font-weight: 800;
  color: var(--slate-800);
  margin-bottom: 16px;
  line-height: 1.2;
}

@media (min-width: 768px) {
  .content-page h1 { font-size: 44px; }
}

.content-page h2 {
  font-size: 26px;
  font-weight: 700;
  color: var(--slate-800);
  margin-top: 40px;
  margin-bottom: 16px;
}

.content-page h3 {
  font-size: 20px;
  font-weight: 600;
  color: var(--slate-800);
  margin-top: 32px;
  margin-bottom: 12px;
}

.content-page p {
  font-size: 16px;
  color: var(--slate-600);
  margin-bottom: 16px;
  line-height: 1.75;
}

.content-page ul, .content-page ol {
  margin-bottom: 16px;
  padding-left: 24px;
}
.content-page li {
  font-size: 16px;
  color: var(--slate-600);
  margin-bottom: 8px;
  line-height: 1.6;
}

.content-page blockquote {
  border-left: 4px solid var(--amber-400);
  padding: 16px 20px;
  margin: 24px 0;
  background: var(--amber-50);
  border-radius: 0 8px 8px 0;
  font-style: italic;
  color: var(--slate-700);
}

/* ── FAQ accordion ─────────────────────────────────────────────────────── */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 10px;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 20px 24px;
  text-align: left;
  font-size: 16px;
  font-weight: 600;
  color: var(--slate-800);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  font-family: inherit;
}
.faq-question::after {
  content: '+';
  font-size: 20px;
  font-weight: 400;
  color: var(--amber-500);
  flex-shrink: 0;
  transition: transform 0.2s;
}
.faq-item.open .faq-question::after {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}
.faq-item.open .faq-answer {
  max-height: 500px;
}

.faq-answer-inner {
  padding: 0 24px 20px;
  font-size: 15px;
  color: var(--slate-600);
  line-height: 1.7;
}

/* ── Lead form ─────────────────────────────────────────────────────────── */
.lead-form {
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 16px;
  padding: 32px 28px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
}

.lead-form h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 4px;
}

.lead-form .form-sub {
  font-size: 14px;
  color: var(--slate-500);
  margin-bottom: 24px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--slate-700);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--slate-300);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  color: var(--slate-800);
  transition: border-color 0.15s, box-shadow 0.15s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--amber-500);
  box-shadow: 0 0 0 3px rgba(216,121,67,0.15);
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

@media (min-width: 640px) {
  .form-row-2 { grid-template-columns: 1fr 1fr; }
}

.form-submit {
  width: 100%;
  padding: 16px;
  background: var(--amber-500);
  color: white;
  border: none;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s;
  font-family: inherit;
}
.form-submit:hover {
  background: var(--amber-600);
}

.form-privacy {
  font-size: 12px;
  color: var(--slate-400);
  text-align: center;
  margin-top: 12px;
}

/* ── CTA banner ────────────────────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--teal-700) 0%, var(--teal-800) 100%);
  color: white;
  padding: 60px 24px;
  text-align: center;
}

.cta-banner h2 {
  color: white;
  font-size: 32px;
  font-weight: 800;
  margin-bottom: 12px;
}

.cta-banner p {
  color: var(--slate-300);
  font-size: 17px;
  margin-bottom: 28px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

/* ── Agent bio ─────────────────────────────────────────────────────────── */
.agent-card {
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 16px;
  padding: 40px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: center;
}

@media (min-width: 768px) {
  .agent-card { grid-template-columns: 240px 1fr; }
}

.agent-avatar {
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: var(--amber-100);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 64px;
  margin: 0 auto;
}

.agent-info h3 {
  font-size: 24px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 4px;
}

.agent-title {
  color: var(--amber-500);
  font-weight: 600;
  font-size: 15px;
  margin-bottom: 16px;
}

.agent-info p {
  font-size: 15px;
  color: var(--slate-600);
  line-height: 1.7;
  margin-bottom: 12px;
}

.agent-credentials {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 20px;
}

.agent-credential {
  background: var(--slate-100);
  color: var(--slate-700);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 500;
}

/* ── Service areas ─────────────────────────────────────────────────────── */
.areas-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
}

.area-tag {
  background: white;
  border: 1px solid var(--slate-200);
  padding: 8px 18px;
  border-radius: 20px;
  font-size: 14px;
  color: var(--slate-600);
  font-weight: 500;
}

/* ── Inline CTA strip ──────────────────────────────────────────────────── */
.inline-cta {
  background: var(--amber-50);
  border: 1px solid var(--amber-200);
  border-radius: 12px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: center;
  text-align: center;
}

@media (min-width: 768px) {
  .inline-cta {
    flex-direction: row;
    text-align: left;
  }
}

.inline-cta h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--slate-800);
}

.inline-cta p {
  font-size: 15px;
  color: var(--slate-500);
  max-width: 500px;
}

/* ── Comparison table ──────────────────────────────────────────────────── */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  background: white;
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--slate-200);
}

.comparison-table th {
  background: var(--slate-800);
  color: white;
  padding: 14px 20px;
  text-align: left;
  font-size: 14px;
  font-weight: 600;
}

.comparison-table td {
  padding: 14px 20px;
  font-size: 14px;
  color: var(--slate-600);
  border-bottom: 1px solid var(--slate-100);
}

.comparison-table tr:last-child td {
  border-bottom: none;
}

.comparison-table .check {
  color: var(--green-500);
  font-weight: 700;
}

.comparison-table .cross {
  color: var(--red-500);
  font-weight: 700;
}

/* ── Page footer (bottom CTA) ──────────────────────────────────────────── */
.page-footer {
  background: var(--slate-900);
  color: var(--slate-400);
  padding: 48px 24px;
  text-align: center;
}

.page-footer h2 {
  color: white;
  font-size: 28px;
  font-weight: 800;
  margin-bottom: 8px;
}

.page-footer p {
  font-size: 16px;
  margin-bottom: 24px;
}

.page-footer-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
}

/* ── Breadcrumb ────────────────────────────────────────────────────────── */
.breadcrumb {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 16px 24px;
  font-size: 13px;
  color: var(--slate-400);
}
.breadcrumb a {
  color: var(--slate-500);
}
.breadcrumb a:hover {
  color: var(--amber-500);
}
.breadcrumb span {
  margin: 0 8px;
}

/* ── Phone number ──────────────────────────────────────────────────────── */
.phone-link {
  font-size: 20px;
  font-weight: 700;
  color: var(--amber-500);
  text-decoration: none !important;
}
.phone-link:hover {
  color: var(--amber-600);
}

/* ── Disclaimer ────────────────────────────────────────────────────────── */
.disclaimer {
  background: var(--slate-100);
  border-left: 4px solid var(--slate-400);
  padding: 16px 20px;
  margin: 24px 0;
  font-size: 13px;
  color: var(--slate-500);
  line-height: 1.6;
}

/* ── Services Hub Page ─────────────────────────────────────────────────── */
.hero-services {
  background: linear-gradient(135deg, var(--teal-700) 0%, var(--teal-900) 100%);
}

/* Compact service cards in 3-col grid (matching "Why" section style) */
.service-card-compact {
  position: relative;
}

.featured-badge {
  position: absolute;
  top: -12px;
  left: 60px;
  background: var(--amber-500);
  color: white;
  padding: 4px 14px;
  border-radius: 12px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  z-index: 1;
}

.teal-badge {
  display: inline-block;
  background: var(--teal-100);
  color: var(--teal-600);
  padding: 3px 10px;
  border-radius: 10px;
  font-size: 11px;
  font-weight: 600;
  margin-bottom: 12px;
  width: fit-content;
}

.card-link {
  display: inline-block;
  margin-top: 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--amber-500);
  text-decoration: none !important;
  transition: color 0.15s;
}

.card-link:hover {
  color: var(--amber-600);
  text-decoration: none !important;
}

/* Problem/Solution grid */
.section-problem {
  background: var(--teal-800);
  color: white;
}

.section-problem-header {
  text-align: center;
  margin-bottom: 48px;
}

.section-problem-header .section-label {
  color: var(--amber-300);
}

.section-problem-header h2 {
  color: white;
  margin-bottom: 0;
}

.problem-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  margin-top: 0;
}

@media (min-width: 768px) {
  .problem-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
  }
}

.problem-item {
  text-align: center;
  padding: 32px 20px;
  background: rgba(255,255,255,0.06);
  border-radius: 16px;
  border: 1px solid rgba(255,255,255,0.1);
}

.problem-number {
  font-size: 56px;
  font-weight: 800;
  color: var(--amber-400);
  line-height: 1;
  margin-bottom: 16px;
}

.problem-item h3 {
  font-size: 18px;
  font-weight: 700;
  color: white;
  margin-bottom: 12px;
}

.problem-item p {
  font-size: 15px;
  color: var(--slate-300);
  line-height: 1.65;
  margin: 0;
}

/* Decision cards */
.decision-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  margin-top: 40px;
}

@media (min-width: 768px) {
  .decision-cards {
    grid-template-columns: 1fr;
  }
}

.decision-card {
  background: white;
  border: 1px solid var(--slate-200);
  border-radius: 16px;
  padding: 40px 32px;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.decision-card:hover {
  border-color: var(--amber-400);
  box-shadow: 0 8px 30px rgba(216,121,67,0.1);
}

.decision-emoji {
  font-size: 36px;
  margin-bottom: 16px;
}

.decision-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--slate-800);
  margin-bottom: 12px;
  line-height: 1.3;
}

.decision-card p {
  font-size: 15px;
  color: var(--slate-600);
  line-height: 1.65;
  margin-bottom: 0;
}

/* FAQ toggle */
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.faq-toggle {
  margin-left: 12px;
  color: var(--amber-500);
  font-size: 20px;
  font-weight: 300;
}

.faq-item.open .faq-toggle {
  transform: rotate(45deg);
}